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A florist's employees deliver arrangements in their own cars. The exposure the shop should insure is:
a.Non-owned auto liability coverage
b.Physical damage on each employee's own car
c.Garagekeepers coverage for customers' cars
d.Hired auto liability for vehicles it borrows
Giải thích
A business is exposed to vicarious liability when employees run its errands in their own vehicles, and non-owned auto liability answers that exposure on the business auto policy. Hired auto liability picks up vehicles the firm rents or borrows, a different group of autos, and collision damage to an employee's own car stays on that employee's personal policy.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- An insured plans to drive her covered auto to a beach resort in another country for two weeks. The policy territory provision means she:
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- A named non-owner policy differs from an ordinary personal auto policy because it:
- On a business auto policy, the numeric symbols entered beside each coverage on the declarations:
- A contractor rents a box truck for a month and the driver wrecks it in an at-fault collision. The firm carries hired auto liability only. Damage to the rented truck is:
- A landscaping company asks to add a truck titled to the corporation to the owner's personal auto policy. The correct response is that the truck:
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