保险与留置权第 1506 / 1605 题
A subcontractor asks to be added as an 'additional insured' on the general contractor's CGL policy. From a risk-management standpoint, this request is:
a.Prohibited by California law
b.Required by the mechanics lien statute
c.Standard, because subs are always additional insureds on the GC's policy
d.Backwards — typically the GC (upstream party) is named as additional insured on the subcontractor's policy, not the reverse
解析
Ordinarily the upstream party (owner and general contractor) is named additional insured on the downstream party's (subcontractor's) policy so the sub's insurer covers liability from the sub's work. A sub being added to the GC's policy is unusual and typically not how risk is allocated.
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