伤残与长期护理第 494 / 716 题
Short-term disability (STD) coverage generally provides benefits for a maximum period of about:
a.A few weeks up to roughly two years, depending on the plan
b.The insured's entire lifetime with no maximum benefit period
c.Thirty years
d.Ten years
解析
Short-term disability benefits are designed to cover brief periods out of work and typically last from a few weeks up to about two years at most, with many group plans paying for several weeks to a few months. They are not intended to run for a decade, for life, or for thirty years, which would be the province of long-term disability coverage. STD has a short elimination period and a short benefit period, filling the early gap before long-term coverage or savings take over.
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同考点相关题目
- A disability buy-sell policy is designed to provide funds to:
- Key-person disability income insurance pays its benefit to the:
- A disability income policy that covers the insured only for injuries and sickness occurring away from the job is described as:
- Long-term disability (LTD) coverage typically begins after short-term benefits end and may continue paying until:
- Skilled nursing care under a long-term care policy refers to:
- Custodial care under a long-term care policy refers to:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)