人寿保单条款第 556 / 716 题
The waiver of premium rider typically begins paying the policy's premiums only after:
a.The insured reaches age 65, at which point the insurer begins paying the premiums for the policy automatically
b.The policy has been surrendered for cash
c.A waiting period (often six months) of continuous total disability
d.The very first missed payment
解析
Waiver of premium keeps the policy in force by having the insurer pay premiums during the insured's total disability, but only after a waiting period, commonly six months. It is not triggered by a single late payment, a specific age, or surrender.
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)