人寿保单条款第 557 / 716 题
The payor benefit rider on a juvenile life policy provides that, if the premium-paying adult dies or becomes disabled:
a.The child's coverage terminates immediately and the insurer refunds the premiums that had been paid to date
b.The policy automatically converts to term insurance
c.The death benefit is paid at once to the child
d.Premiums are waived until the child reaches a specified age
解析
The payor benefit waives premiums on a child's policy if the paying adult dies or is disabled, keeping the coverage in force until the child reaches a stated age. Coverage does not end, and no death benefit is paid on the child who is still alive.
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同考点相关题目
- Naming one's estate as the life insurance beneficiary can be disadvantageous because the proceeds may then be:
- A spendthrift clause attached to a life insurance settlement is designed to:
- The waiver of premium rider typically begins paying the policy's premiums only after:
- An accidental death benefit (double indemnity) rider generally pays the extra benefit only if death:
- Under an AD&D benefit, the amount paid for the accidental loss of a body part such as a hand or eye is called the:
- The return-of-premium rider on a life policy is funded essentially as a(n):
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)