人寿保单条款第 562 / 716 题
An accelerated (living) death benefit rider allows the insured to receive part of the death benefit while still alive if the insured:
a.Changes to a higher-paying job or career
b.Relocates to another part of the country
c.Is diagnosed as terminally or chronically ill
d.Reaches normal retirement age and stops working
解析
The accelerated death benefit advances a portion of the face amount when the insured is terminally or chronically ill, helping pay care costs. Ordinary events like a new job, retirement, or moving do not trigger it.
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)