人寿保单条款第 565 / 716 题
Under the extended term nonforfeiture option, the policy's cash value is used to:
a.Purchase a smaller amount of paid-up permanent coverage
b.Continue the same face amount as term insurance for as long as the cash value will pay for it
c.Increase the death benefit above the original face amount
d.Provide the policyowner a lump-sum cash refund equal to the full face amount of the surrendered permanent policy
解析
Extended term uses the cash value as a single premium to keep the same face amount in force as term insurance for a limited time. Buying a smaller paid-up amount is the reduced paid-up option, and a lump sum is cash surrender.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- An accelerated (living) death benefit rider allows the insured to receive part of the death benefit while still alive if the insured:
- A long-term care rider attached to a life insurance policy generally:
- A cost-of-living (COLA) rider on a life policy increases the:
- The reduced paid-up nonforfeiture option provides:
- The automatic premium loan provision prevents a policy from lapsing by:
- When a policyowner requests a cash-value loan, the insurer:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)