人寿保单条款第 571 / 716 题
The difference between the fixed-period and fixed-amount settlement options is that fixed-period:
a.Sets the dollar amount of each payment and lets the duration vary
b.Pays only the interest earned on the proceeds
c.Pays a guaranteed income to the payee for their entire lifetime regardless of the amount of proceeds remaining
d.Sets the length of time and varies the payment amount to exhaust the proceeds
解析
Fixed-period fixes how long payments last and solves for the payment size; fixed-amount fixes the payment size and solves for how long the money lasts. Neither is interest-only or a life income option.
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同考点相关题目
- When a policyowner requests a cash-value loan, the insurer:
- Policy dividends from a participating life policy are generally not taxable because they are treated as:
- Electing to use policy dividends to buy paid-up additions will:
- Under a life income settlement option, the size of each payment to the beneficiary depends primarily on the:
- An applicant pays the initial premium with the application and receives a conditional receipt. Coverage becomes effective:
- When an application is submitted WITHOUT the initial premium, coverage generally does not take effect until:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)