人寿保单条款第 572 / 716 题
Under a life income settlement option, the size of each payment to the beneficiary depends primarily on the:
a.The producer's commission rate earned when the policy was first sold
b.The insured's original annual premium and the mode in which it was paid
c.Beneficiary's age (life expectancy) and the amount of proceeds
d.The number of policy loans the owner had taken out before the insured's death
解析
A life income option converts the proceeds into payments for the payee's life, so the payment size is driven by the payee's life expectancy and the amount available. Premiums, loans, and commissions do not set it.
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同考点相关题目
- Policy dividends from a participating life policy are generally not taxable because they are treated as:
- Electing to use policy dividends to buy paid-up additions will:
- The difference between the fixed-period and fixed-amount settlement options is that fixed-period:
- An applicant pays the initial premium with the application and receives a conditional receipt. Coverage becomes effective:
- When an application is submitted WITHOUT the initial premium, coverage generally does not take effect until:
- The consideration furnished by the applicant in a life insurance contract consists of the:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)