保险基本原理第 583 / 716 题
Under the Fair Credit Reporting Act (FCRA), when an insurer obtains a consumer or investigative report on an applicant, the applicant:
a.Has no rights whatsoever concerning the report and cannot even be told that such a report was requested
b.Must be notified and has the right to know the nature and scope of the investigation
c.Automatically fails the underwriting process
d.Must personally pay for the cost of the report
解析
The FCRA requires that applicants be told a report may be obtained and gives them the right to learn its nature and scope. The report neither disqualifies them automatically nor is billed to them.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- The producer's role in field underwriting includes:
- The Medical Information Bureau (MIB) assists insurers by:
- In using MIB data, an insurer may NOT:
- If an insurer takes adverse action (declines or rates coverage) based on a consumer report, the FCRA requires the insurer to:
- An investigative consumer report differs from an ordinary consumer report because it:
- HIPAA privacy rules require insurers to:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)