保险基本原理第 586 / 716 题
HIPAA privacy rules require insurers to:
a.Share applicants' health data with employers on request
b.Protect the confidentiality of individually identifiable health information and limit its disclosure
c.Publish applicants' medical records for transparency
d.Disregard the usual consent requirements when underwriting so that medical files can be obtained more quickly
解析
HIPAA safeguards protected health information, restricting how it is used and disclosed and requiring appropriate consent. Publishing records or freely sharing them with employers would violate the rules.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- Under the Fair Credit Reporting Act (FCRA), when an insurer obtains a consumer or investigative report on an applicant, the applicant:
- If an insurer takes adverse action (declines or rates coverage) based on a consumer report, the FCRA requires the insurer to:
- An investigative consumer report differs from an ordinary consumer report because it:
- An applicant with better-than-average health and lifestyle who qualifies for the lowest available rates is classified as a:
- A substandard (rated) risk is one who:
- Statements an applicant makes on a life or health application are generally treated as:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)