保险基本原理第 589 / 716 题
Statements an applicant makes on a life or health application are generally treated as:
a.Representations believed to be true to the best of the applicant's knowledge
b.Promises binding only upon the insurer
c.Legally meaningless statements that have no effect whatsoever on the validity of the insurance contract
d.Warranties that are guaranteed to be literally true
解析
Application answers are representations, statements the applicant believes true, so only a material misstatement affects the contract. They are not warranties held to literal exactness.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- HIPAA privacy rules require insurers to:
- An applicant with better-than-average health and lifestyle who qualifies for the lowest available rates is classified as a:
- A substandard (rated) risk is one who:
- A misrepresentation on an application will let the insurer void the contract during the contestable period only if the misrepresentation is:
- Concealment is best defined as:
- A waiver, as the term is used in insurance, is:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)