保险基本原理第 592 / 716 题
A waiver, as the term is used in insurance, is:
a.An optional policy rider attached to change the coverage terms
b.The intentional and voluntary surrender of a known right
c.A false statement made by an applicant in order to obtain coverage
d.A refund of the unearned portion of a premium already paid
解析
A waiver is the voluntary giving up of a known legal right, such as an insurer choosing not to enforce a provision. It is not a misstatement, a rider, or a premium refund.
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同考点相关题目
- Statements an applicant makes on a life or health application are generally treated as:
- A misrepresentation on an application will let the insurer void the contract during the contestable period only if the misrepresentation is:
- Concealment is best defined as:
- Estoppel refers to:
- Rebating, which most states prohibit as an unfair trade practice, involves:
- Twisting is a prohibited practice in which a producer:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)