保险基本原理第 593 / 716 题
Estoppel refers to:
a.The policyowner's right to cancel coverage
b.A dividend distribution option that lets the policyowner apply the annual dividends toward reducing the next premium due
c.Being legally prevented from asserting a right or fact that is inconsistent with one's own prior conduct
d.An underwriting risk classification
解析
Estoppel bars a party from taking a position that contradicts its earlier conduct on which the other party relied; it often follows a waiver. It is unrelated to cancellation, dividends, or risk classes.
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