保险基本原理第 599 / 716 题
A producer who holds premiums collected from clients before remitting them to the insurer is acting in a ________ capacity and must not commingle those funds:
a.fiduciary
b.adversarial
c.purely clerical
d.competitive
解析
Handling other people's money creates a fiduciary duty, requiring the producer to keep those funds separate and remit them properly. The relationship is not adversarial, competitive, or merely clerical.
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同考点相关题目
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- Making false or maliciously critical statements about another insurer's financial condition is the prohibited practice of:
- Requiring a borrower to buy insurance from a particular agent as a condition of receiving a loan is an example of:
- Commingling, a violation of a producer's fiduciary duty, means:
- Errors and omissions (E&O) insurance protects a producer against:
- In insurance, a 'replacement' occurs when a new policy is purchased and an existing policy is:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)