保险基本原理第 601 / 716 题
Errors and omissions (E&O) insurance protects a producer against:
a.Claims of negligence or unintentional mistakes made while providing professional services
b.The various state premium taxes the producer becomes obligated to pay on the business written each year
c.The cost of renewing a license
d.Intentional criminal or fraudulent acts
解析
E&O covers a producer's unintentional errors and professional negligence, but not intentional wrongdoing. It has nothing to do with license fees or premium taxes.
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同考点相关题目
- Requiring a borrower to buy insurance from a particular agent as a condition of receiving a loan is an example of:
- A producer who holds premiums collected from clients before remitting them to the insurer is acting in a ________ capacity and must not commingle those funds:
- Commingling, a violation of a producer's fiduciary duty, means:
- In insurance, a 'replacement' occurs when a new policy is purchased and an existing policy is:
- Replacement regulations exist primarily to:
- In a replacement transaction, the producer generally must:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)