意外与健康保单条款第 616 / 716 题
The 'time of payment of claims' provision requires the insurer to pay claims:
a.Only at the end of the calendar year
b.Immediately, or within a stated period, after receiving acceptable proof of loss
c.Only after the contestable period ends
d.Whenever the insurer chooses, since no provision sets a firm deadline for paying an approved claim to the insured
解析
This provision requires prompt payment once proof of loss is received, within the period the provision states. The insurer cannot delay at will or hold claims for year-end or the contestable period.
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同考点相关题目
- The mandatory 'notice of claim' provision generally requires the insured to notify the insurer of a claim within:
- Under the 'claim forms' mandatory provision, if the insurer fails to furnish claim forms within a set time (often 15 days) after notice, the insured may:
- The 'proof of loss' mandatory provision typically requires the insured to furnish written proof within:
- The 'legal actions' mandatory provision states that an insured may not sue the insurer until a set time after proof of loss, and no later than a stated outer limit. Those periods are commonly:
- The mandatory 'physical examination and autopsy' provision allows the insurer, at its own expense, to:
- In individual health insurance, the length of the grace period usually depends on the:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)