意外与健康保单条款第 619 / 716 题
In individual health insurance, the length of the grace period usually depends on the:
a.Premium payment mode (for example, 7 days for weekly, 10 days for monthly, 31 days for other modes)
b.The insured's current attained age, with older insureds automatically receiving a longer grace period than younger ones
c.Insured's state of residence only
d.Amount of the policy's benefits
解析
The health grace period varies with how often premiums are paid, longer intervals get longer grace periods. It is not tied to age or benefit amount.
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同考点相关题目
- The 'time of payment of claims' provision requires the insurer to pay claims:
- The 'legal actions' mandatory provision states that an insured may not sue the insurer until a set time after proof of loss, and no later than a stated outer limit. Those periods are commonly:
- The mandatory 'physical examination and autopsy' provision allows the insurer, at its own expense, to:
- After an individual health policy has been in force for the period stated in the 'time limit on certain defenses,' a claim for a pre-existing condition that is NOT specifically excluded by name:
- Under the optional 'change of occupation' provision, if an insured changes to a MORE hazardous occupation, benefits will generally be:
- If an insured changes to a LESS hazardous occupation, the change of occupation provision allows:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)