Medicare Part B is:

a.Available only to disabled individuals
b.Paid for entirely by employers on behalf of their retired former employees who have already turned 65
c.Voluntary and financed partly by a monthly premium usually deducted from Social Security
d.Provided free to everyone at 65

解析

Part B is optional and requires a monthly premium, commonly withheld from the enrollee's Social Security check. It is not free, disability-only, or employer-funded.

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