Medicare 与老年人保险第 671 / 716 题
Medicare Supplement (Medigap) policies are:
a.Unregulated and vary randomly from insurer to insurer
b.A form of stand-alone prescription drug plan that is sold to replace the need for enrolling in Medicare Part D at all
c.Sold only by the federal government
d.Standardized into lettered plans, so a given plan letter offers the same core benefits from any insurer
解析
Medigap plans are federally standardized by letter, so the same plan letter provides identical core benefits regardless of insurer, making them easy to compare. They are sold by private insurers, not the government, and are not drug plans.
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同考点相关题目
- Medicare Part B is:
- Medicare Part C (Medicare Advantage) is:
- A significant gap in Medicare is that it generally does NOT cover:
- The Medigap open enrollment period is a ___-month period, beginning when the individual is 65 and enrolled in Part B, during which they can buy any Medigap policy without medical underwriting:
- A Medigap policy is designed to:
- For an employee age 65 or older who is still working at a large employer, the employer group health plan is generally the ______ payer and Medicare is ______:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)