Medicare 与老年人保险第 673 / 716 题
A Medigap policy is designed to:
a.Replace Medicare entirely and serve as the beneficiary's sole source of both hospital and physician coverage from that point forward
b.Fully cover custodial long-term care
c.Pay some of Medicare's cost-sharing, such as deductibles and coinsurance, without duplicating benefits Medicare already pays
d.Provide drug coverage in place of Part D
解析
Medigap fills gaps in Original Medicare, like deductibles and coinsurance, and by law cannot duplicate benefits Medicare pays. It does not replace Medicare, substitute for Part D, or cover long-term custodial care.
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同考点相关题目
- Medicare Part B is:
- Medicare Part C (Medicare Advantage) is:
- A significant gap in Medicare is that it generally does NOT cover:
- Medicare Supplement (Medigap) policies are:
- The Medigap open enrollment period is a ___-month period, beginning when the individual is 65 and enrolled in Part B, during which they can buy any Medigap policy without medical underwriting:
- For an employee age 65 or older who is still working at a large employer, the employer group health plan is generally the ______ payer and Medicare is ______:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)