Dwelling Policy (DP)第 251 / 474 题

Compared with a homeowners policy, a dwelling policy is best described as:

a.A package form that adds liability and theft coverage automatically
b.A property form that can insure a home its owner does not live in
c.A commercial form used for apartment buildings of any unit count
d.A form issued only for owner-occupied single-family residences

解析

The dwelling policy is a property-only contract, and it is regularly written on rental, seasonal, and other homes the owner does not occupy, though an owner-occupant may also buy one. The choice describing an automatic liability and theft package states the homeowners package instead: on a dwelling form both are added by endorsement.

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