Dwelling Policy (DP)第 260 / 474 题

On a special form dwelling policy, personal property is insured against:

a.Named perils, and the dwelling is on named perils too
b.Open perils, on the same basis as the dwelling itself
c.Named perils, while the dwelling is open perils
d.Fire and lightning only, unless the form is endorsed

解析

The special form splits the policy: the dwelling and other structures are written open perils, while personal property keeps the broad form's named-peril list. The answer giving contents open perils describes a homeowners form built that way, and the answer keeping the dwelling on named perils describes the broad form instead.

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