Dwelling Policy (DP)第 266 / 474 题

How is the personal property limit set on a dwelling policy?

a.It equals the limit written for other structures
b.It is a fixed percentage of the Coverage A limit
c.It is written for the full replacement cost of contents
d.The insured selects a separate limit for Coverage C

解析

On a dwelling policy the personal property amount is chosen and shown on the declarations rather than derived from the building limit, which is why a landlord can carry a small contents amount or none at all. The percentage answer describes the homeowners architecture, where the contents limit is set as a share of the dwelling limit.

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