Dwelling Policy (DP)第 281 / 474 题
A landlord insuring a rented house wants the building, the appliances she supplies, and her rental income protected. She needs:
a.Coverages A and B, plus Coverage E for the tenant
b.Coverage C alone, because the tenant owns the home
c.Coverages A and C written along with Coverage D
d.Coverage A only, since the tenant insures the rest
解析
The dwelling limit covers the building, the personal property limit covers appliances and furnishings the landlord owns and keeps on the premises for the tenant's use, and fair rental value replaces income lost while repairs are made. Additional living expense would respond to the insured's own household costs, which a nonresident landlord does not have.
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同考点相关题目
- Burglars force a door on a dwelling insured on an unendorsed broad form and carry off a television. The policy pays for:
- A visitor slips on the steps of a rented dwelling and sues the owner. An unendorsed dwelling policy:
- A tenant renting a house may use a dwelling policy to insure:
- A dwelling in which the owner runs a small insurance office is:
- A dwelling policy is written on a house that is still being built. Under the standard forms, that building is:
- A neighbor's car skids off the road into a dwelling insured on a basic form with extended coverage. The damage is:
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