Homeowners Policy (HO)第 329 / 474 题
A theft loss includes a sterling silver flatware service valued at $9,000. On a standard unendorsed homeowners form, the amount payable for the silverware is:
a.$5,000
b.$9,000
c.$1,500
d.$2,500
解析
Theft of silverware, goldware and pewterware carries a $2,500 special limit on the standard form, so $2,500 of the $9,000 loss is paid. The $1,500 figure belongs to theft of jewelry, watches and furs. Paying the full $9,000 would ignore the class limit, which is why owners of a large service schedule it separately.
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