Homeowners Policy (HO)第 331 / 474 题
On a standard unendorsed homeowners form, the special limit that applies to securities, deeds, manuscripts and similar valuable papers is:
a.$500
b.$2,500
c.$1,500
d.$200
解析
Securities, accounts, deeds, evidences of debt, manuscripts, tickets and stamps share a $1,500 special limit on the standard form, and that limit applies to loss by any covered peril rather than theft alone. The $200 figure is the limit for money and coins. The $2,500 figure is the theft limit for firearms or for silverware and goldware.
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同考点相关题目
- Thieves take a firearm collection worth $6,000 from an insured's home. The unendorsed homeowners policy carries a $60,000 Coverage C limit. What is the most it pays for the guns?
- A theft loss includes a sterling silver flatware service valued at $9,000. On a standard unendorsed homeowners form, the amount payable for the silverware is:
- Two rings worth $2,000 each are stolen in one burglary. Under the special limit for theft of jewelry, watches and furs, the unendorsed policy pays:
- A homeowner's small sailboat, its trailer and its outboard motor are damaged by a covered peril. Under Coverage C on an unendorsed form, the most payable for the boat, trailer and equipment together is:
- A homeowner runs a side business from the house and keeps $7,000 of stock and equipment there. Under Coverage C on a standard unendorsed form, business property on the residence premises is limited to:
- A house fire destroys $9,000 of silverware. How does the $2,500 special limit for silverware apply to this loss?
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