Homeowners Policy (HO)第 342 / 474 题
An insured moves furniture out of the house to protect it from an approaching covered peril. Under the property removed additional coverage, the removed property is insured against:
a.direct loss from any cause for 90 days
b.named perils only, while off premises
c.theft only, for a period of 30 days
d.direct loss from any cause for 30 days
解析
Property removed from the premises because it is endangered by a covered peril is insured against direct loss from any cause for 30 days while removed, an unusually broad grant. The 90-day answer stretches the period, and limiting the coverage to theft or to named perils understates it. This coverage does not increase the limit on the removed property.
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