Homeowners Policy (HO)第 343 / 474 题
How does a Section I additional coverage differ from the limits shown for Coverage A through Coverage D?
a.It applies only after the Coverage A limit is exhausted
b.It is a limit the insured selects when the policy is written
c.It replaces the Coverage C limit whenever a theft occurs
d.It carries a stated amount set by the form for one named expense
解析
Additional coverages are grants the form supplies for specific expenses, each with its own stated dollar amount or percentage, rather than limits the insured picks on the declarations. The answer describing a limit the insured selects describes Coverage A through Coverage D. Nothing requires the Coverage A limit to be used up first before one applies.
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同考点相关题目
- An insured rents out an apartment in the covered dwelling and a covered fire destroys the appliances and carpeting supplied to the tenant. The landlord's furnishings additional coverage pays up to:
- Coverage A is $250,000 and a rebuild after a covered fire must meet a newer building code, raising the cost. The ordinance or law additional coverage on a standard form provides up to:
- An insured moves furniture out of the house to protect it from an approaching covered peril. Under the property removed additional coverage, the removed property is insured against:
- After a covered storm the insured pays a contractor to tarp the roof so rain cannot enter. Which additional coverage responds to that cost?
- Debris removal under a standard homeowners policy pays the cost of:
- The collapse additional coverage on a standard homeowners form applies when a building collapses from:
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