Personal Auto Policy第 365 / 474 题

Uninsured motorists coverage protects the insured when:

a.They injure a pedestrian while backing out of a driveway
b.An at-fault driver with no liability insurance injures them
c.Their parked vehicle is stolen from a shopping center lot
d.They damage their own vehicle by striking a wall or pole

解析

Uninsured motorists coverage protects an insured who is injured by an at-fault driver carrying no liability insurance, or who cannot be identified such as in a hit-and-run. It supplies the liability protection the negligent driver failed to carry. Damage to the insured's own vehicle is covered under Part D, and injuring others is a Part A liability matter, not uninsured motorists coverage.

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