Personal Auto Policy第 399 / 474 题
Under Part D of a personal auto policy, a collision loss is damage to the covered auto caused by:
a.Impact with another vehicle or object, or upset of the auto
b.Fire, theft or glass breakage while the auto is parked
c.Any loss that occurs while the auto is being driven
d.Contact with a bird or animal while the auto is moving
解析
Collision means the covered auto striking another vehicle or object, or overturning. Fire, theft and glass breakage are other-than-collision causes of loss, and contact with a bird or animal is listed there as well, so the choice naming animal contact points at the wrong coverage. Which cause of loss applies decides which deductible is subtracted.
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同考点相关题目
- Uninsured motorists coverage pays the insured only when the other driver is:
- A hit-and-run driver who is never identified injures an insured, whose damages come to $70,000. The insured carries 50/100 uninsured motorists limits. Part C pays:
- The difference between uninsured and underinsured motorists coverage is that underinsured coverage responds when the other driver:
- A car strikes a deer at dusk and sustains $1,900 in damage. The policy carries a $250 other-than-collision deductible and a $500 collision deductible. The insurer pays:
- The insured loses control on wet pavement and hits a guardrail, causing $3,400 in damage. The policy shows a $500 collision and a $250 other-than-collision deductible. The insurer pays:
- A rock thrown up by a passing truck cracks the insured's windshield. Under Part D this loss is:
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