Personal Auto Policy第 422 / 474 题

At the insurer's request, a person seeking coverage under Part E may be required to:

a.Accept the first repair estimate the insurer obtains
b.Pay the adjuster's travel costs to inspect the auto
c.Waive the right to hire an independent appraiser
d.Submit to a physical exam and an exam under oath

解析

A person seeking coverage must submit to physical examinations by doctors the insurer chooses, as often as reasonably required, submit to examination under oath, and file a sworn proof of loss when asked. These are conditions of the contract, so refusing them can defeat the claim. The policy does not make the insured fund adjusting expenses or give up the appraisal process.

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