住宅保险单(DP)第 297 / 531 题
Which of these buildings could NOT be insured under a dwelling policy?
a.A home still under construction
b.A twelve-unit apartment house
c.A house rented to a single family
d.A cabin lived in only in summer
解析
Dwelling forms are written for residences holding a small number of family units, so a twelve-unit apartment building is a commercial habitational risk that belongs on a commercial property or package policy. Seasonal dwellings, rented dwellings, and dwellings under construction are all ordinary dwelling-program risks. Owner occupancy is not required by the dwelling forms.
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同考点相关题目
- Under a Dwelling policy, coverage for the physical house structure is provided under:
- A landlord who rents out a house wants to insure the loss of rent if the home becomes uninhabitable after a covered fire. This need is met by:
- A homeowner moves out of her house, rents it to a family, and asks to keep her homeowners policy on it. Her producer must move the risk to a dwelling policy because:
- A builder needs coverage on a house he is putting up, including the lumber and fixtures stored on the site. The usual answer is:
- A dwelling policy is written on a house being built for the owner who will live in it. The Coverage A limit should be set at:
- On a dwelling policy carrying vandalism coverage, letting the building stand empty matters because vandalism is:
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