住宅保险单(DP)第 298 / 531 题
A builder needs coverage on a house he is putting up, including the lumber and fixtures stored on the site. The usual answer is:
a.an inland marine floater on the finished home
b.a builders risk policy on the job
c.a dwelling policy bought by the future buyer
d.a commercial general liability policy
解析
Builders risk insures a structure while it is being built along with the materials and supplies at the site that will become part of it. General liability answers third-party injury and damage claims, not damage to the builder's own work in progress. A floater written on a finished home responds to nothing during the construction period.
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同考点相关题目
- A landlord who rents out a house wants to insure the loss of rent if the home becomes uninhabitable after a covered fire. This need is met by:
- A homeowner moves out of her house, rents it to a family, and asks to keep her homeowners policy on it. Her producer must move the risk to a dwelling policy because:
- Which of these buildings could NOT be insured under a dwelling policy?
- A dwelling policy is written on a house being built for the owner who will live in it. The Coverage A limit should be set at:
- On a dwelling policy carrying vandalism coverage, letting the building stand empty matters because vandalism is:
- Gas that leaked inside a dwelling insured on an unendorsed basic form ignites and blows out a kitchen wall. The loss is:
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