住宅保险单(DP)第 299 / 531 题
A dwelling policy is written on a house being built for the owner who will live in it. The Coverage A limit should be set at:
a.the price of the lot plus the permits
b.the builder's profit on the whole job
c.the value of the work finished so far
d.the completed value of the dwelling
解析
A building under construction is written to its completed value, because the amount at risk climbs toward that figure as the work goes on and the form measures any loss against the work actually in place. Setting the limit at the work finished so far would leave the insured short within weeks. Land, permits, and the builder's profit are not covered property.
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同考点相关题目
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