商业险种第 482 / 531 题
A crop-dusting operator needs cover for damage to the aircraft itself and for injury to people on the ground. This is written under:
a.an inland marine equipment floater form
b.the commercial general liability part
c.a farmowners policy, as farm equipment
d.an aviation hull and liability form
解析
Aviation is a specialty line of its own, written as hull coverage on the aircraft plus aviation liability for injury and damage the flying causes. Standard property, liability and farm forms exclude aircraft, so the farmowners answer fails even though the flying serves farming. A farmowners policy packages the farm dwelling, barns and other farm structures, livestock and machinery, and farm liability. Inland marine floaters follow mobile equipment on the ground, not aircraft.
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