商业险种第 484 / 531 题
A repair garage buys garagekeepers coverage. What does that coverage insure?
a.injuries to the garage's employees
b.the garage's own service trucks
c.customers' autos left in its care
d.the building the garage works in
解析
Garagekeepers responds for damage to customers' vehicles left with the business for service, repair, storage or parking, making it the auto version of bailee coverage. The garage's own vehicles are insured as owned autos under its garage or commercial auto coverage. Injuries to its own workers belong to workers compensation, and the structure itself needs commercial property coverage.
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