In addition to retirement income, the federal Social Security program also provides:
Explanation
Social Security is a social insurance program that pays retirement, survivor, and disability benefits: survivor benefits go to the dependents of a deceased worker, and disability benefits go to workers who become disabled and meet the earnings and work-history requirements. It does not provide property, dental, or long-term custodial care coverage. Because Social Security offers a base of survivor and disability protection, producers factor it in when calculating how much private coverage a client still needs.
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Related questions on this topic
- In a contributory group plan, in which employees share in the premium cost, insurers usually require that:
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