Group Life & AnnuitiesQuestion 674 of 716
To be 'fully insured' for Social Security retirement benefits, a worker generally needs:
a.100 quarters of covered work credits
b.40 quarters (credits) of coverage
c.10 quarters of covered earnings
d.No covered work history at all
Explanation
Fully insured status for retirement benefits generally requires 40 quarters (credits) of covered work, about 10 years. Fewer quarters may provide only limited or no benefits.
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)