Group Life & AnnuitiesQuestion 676 of 716
Social Security disability benefits use a strict definition: the worker must be unable to engage in ______ due to a medically determinable impairment expected to last at least 12 months or result in death:
a.the duties of their own occupation
b.any substantial gainful activity
c.a preferred, higher-paying occupation
d.any part-time or light-duty work
Explanation
Social Security disability requires inability to perform any substantial gainful activity, a very strict any-occupation-style standard, with a durational requirement of 12 months or death. It is not an own-occupation test.
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)