Group Life & AnnuitiesQuestion 679 of 716
In group life insurance, the individual employee receives a ________ while the employer holds the ________:
a.certificate of insurance; master contract
b.coverage rider; deferred annuity contract
c.mutual fund prospectus; temporary binder
d.individual policy; enrollment certificate
Explanation
Group insurance is written as one master contract issued to the employer, and each covered employee receives a certificate summarizing their coverage. The other pairings do not describe group life.
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Related questions on this topic
- Social Security disability benefits use a strict definition: the worker must be unable to engage in ______ due to a medically determinable impairment expected to last at least 12 months or result in death:
- The Social Security 'blackout period' is the span during which a surviving spouse receives no survivor income, generally:
- A worker's Social Security benefit amount is based on the Primary Insurance Amount (PIA), which is derived from the worker's:
- Group life underwriting typically:
- In a noncontributory group plan, the employer pays the entire premium, so insurers usually require:
- In a contributory group plan, where employees pay part of the premium, insurers commonly require a minimum participation of about:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)