Group Life & AnnuitiesQuestion 677 of 716

The Social Security 'blackout period' is the span during which a surviving spouse receives no survivor income, generally:

a.From when the youngest child turns 16 until the surviving spouse reaches age 60
b.Immediately after the worker's death
c.While the surviving spouse is disabled
d.The years after the surviving spouse turns 65 and begins receiving their own Social Security retirement benefit

Explanation

The blackout period runs from when the youngest child reaches 16 (ending the caregiver benefit) until the surviving spouse turns 60 and can claim widow(er)'s benefits. During it, no Social Security survivor income is paid to the spouse.

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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)
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