A&H Policy ProvisionsQuestion 623 of 716
In a health policy, the misstatement of age provision adjusts the ________ to what the premium paid would have purchased at the correct age:
a.policy deductible
b.benefits
c.premium payment mode
d.provider network
Explanation
As in life insurance, a health misstatement of age is fixed by adjusting benefits to reflect what the premium actually paid would buy at the true age, rather than voiding the policy. Mode, deductible, and network are unaffected.
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Related questions on this topic
- After an individual health policy has been in force for the period stated in the 'time limit on certain defenses,' a claim for a pre-existing condition that is NOT specifically excluded by name:
- Under the optional 'change of occupation' provision, if an insured changes to a MORE hazardous occupation, benefits will generally be:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)