A&H Policy ProvisionsQuestion 626 of 716
A probationary period in a health policy is:
a.The waiting time after each disability before benefits begin
b.The time allowed to return the policy for a refund
c.An initial period after the effective date during which sickness-related claims are not covered
d.The window during which the insurer is required to pay an approved claim after receiving the proof of loss
Explanation
The probationary period is a one-time wait at the start of coverage before certain (usually sickness) claims are payable. Returning for a refund is the free-look, and the post-disability wait is the elimination period.
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Related questions on this topic
- In a health policy, the misstatement of age provision adjusts the ________ to what the premium paid would have purchased at the correct age:
- The optional 'illegal occupation' and 'intoxicants and narcotics' provisions let the insurer deny claims for losses that:
- The insuring clause of a health policy:
- How does an elimination period differ from a probationary period?
- In a disability policy, the benefit period is:
- A pre-existing condition provision allows the insurer to:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)