A&H Policy ProvisionsQuestion 628 of 716
In a disability policy, the benefit period is:
a.The period in which the insurer may still contest and rescind the policy
b.The waiting time between the onset of disability and the first benefit payment
c.The maximum length of time benefits will be paid for a covered disability
d.The policy's grace period for paying an overdue renewal premium
Explanation
The benefit period caps how long benefits continue for a claim. The pre-benefit wait is the elimination period, and grace and contestable periods are unrelated concepts.
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Related questions on this topic
- The insuring clause of a health policy:
- A probationary period in a health policy is:
- How does an elimination period differ from a probationary period?
- A pre-existing condition provision allows the insurer to:
- The coordination of benefits (COB) provision in group health coverage is designed to:
- Under COB, when a child is covered by both parents' group plans, the 'birthday rule' usually makes the primary plan the one belonging to the parent whose:
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)