Seguros y GravámenesPregunta 1533 de 1605

A subcontractor's certificate of insurance names the general contractor as 'certificate holder.' Being a certificate holder means the general contractor:

a.Is merely entitled to receive the certificate as evidence of coverage — it does not by itself grant additional insured status
b.Has waived its lien rights
c.Owns the policy
d.Is automatically an additional insured with full coverage

Explicación

A 'certificate holder' is simply the party to whom the certificate is issued for informational purposes. It does not confer additional insured status or coverage. To be protected under the policy, the GC needs an additional insured endorsement.

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Revisado por Abraham Chen Licensed California General Contractor (CSLB License #1101856 verificar)
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