Vida Grupal y AnualidadesPregunta 446 de 716
An 'annuity certain' (period certain only) option pays income:
a.Only while the annuitant is disabled
b.For the annuitant's entire lifetime
c.For a fixed number of years; payments never depend on the annuitant's survival
d.For as long as either of two named annuitants lives, with payments continuing to the survivor
Explicación
A period certain only (annuity certain) option pays a set income for a specified number of years and stops when that period ends, whether or not the annuitant is still alive; if the annuitant dies during the period, remaining payments go to a beneficiary. It is not tied to the annuitant's lifetime, not a two-life option, and not conditioned on disability. Because it lacks a life contingency, it is used when income is needed for a defined period rather than for life.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)