Vida Grupal y AnualidadesPregunta 525 de 716
Federal COBRA continuation generally allows an eligible employee who loses group health coverage to:
a.Enroll in Medicare before age 65, because an involuntary job loss is a Medicare qualifying event
b.Keep the same group coverage permanently, because the plan may never terminate a former employee's coverage
c.Receive the continued coverage at no cost, because the former employer must keep paying the premium
d.Continue the group health coverage for a limited time by paying the premium themselves
Explicación
COBRA lets qualified individuals who experience a qualifying event (such as job loss or reduced hours) continue their group health coverage for a limited period by paying the premium themselves, generally the full cost plus a small administrative charge. It is not free, not permanent, and not a path to early Medicare. COBRA bridges a coverage gap so a person does not go uninsured while between jobs or plans, though the enrollee bears the cost the employer once shared.
Practica las 716 preguntas gratis — sin registro.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Preguntas relacionadas de este tema
- In a noncontributory group insurance plan, the employer pays the entire premium, and as a result insurers generally require that:
- In a contributory group plan, in which employees share in the premium cost, insurers usually require that:
- When an employee leaves a group life insurance plan, the conversion privilege generally allows them to:
- In addition to retirement income, the federal Social Security program also provides:
- Under the federal Affordable Care Act, adult children may generally remain covered on a parent's health plan until they reach age:
- A central federal Affordable Care Act reform to individual and small-group health coverage was to:
Última revisión: · proceso editorial
Equipo de PrepPass · Verificado con California Life & Health Insurance License Exam · Cómo revisamos
Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)