Medicare y Seguros para Personas MayoresPregunta 529 de 716
Medicare Advantage (Part C) plans are best described as coverage that:
a.Is administered directly by the federal government rather than through the private insurers that actually offer these plans
b.Is identical to a Medicare Supplement policy
c.Covers prescription drugs and nothing else
d.Is offered by private insurers and bundles Part A and Part B benefits, often adding extra coverage
Explicación
Medicare Advantage (Part C) plans are offered by private insurers approved by Medicare and provide Part A and Part B benefits together, frequently adding extras such as drug, dental, or vision coverage, often through an HMO or PPO network. They are not the same as Medigap (which supplements Original Medicare), are not run directly by the government, and cover far more than drugs alone. Part C is an alternative way to receive Medicare benefits through a private plan.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)