Disposiciones de Pólizas de VidaPregunta 550 de 716
Under a per capita distribution among named beneficiaries, the proceeds are divided:
a.In proportion to each beneficiary's premium contribution
b.Equally among the surviving named beneficiaries at that level
c.Entirely to the oldest surviving beneficiary
d.By family branch, passing to descendants of a deceased beneficiary
Explicación
Per capita ('by the head') splits the proceeds equally among the beneficiaries who are living to receive them. Passing a deceased beneficiary's share to their descendants is per stirpes; age and contribution do not determine the split.
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Revisado por John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verificar)